Get all the benefits you entitle to receive at the lowest possible cost.
Medicare Basics overview.
It is important to understand what Medicare covers and what it does not.
Medicare is the health insurance plan for U.S. senior citizens age 65 and older and those who qualify due to certain medical conditions. Part A and Part B make up what is called Original Medicare.
Part A comes at no cost to all seniors who paid into Social Security for a minimum of 10 years. Part B involves a monthly premium that's usually automatically taken out of monthly Social Security payments.
Are You Ready to Apply for Medicare Part B?
Call Social Security at 1-800-772-1213
or you can click below.
Call our office at 1-503-877-1123 for the next step.
We can then make sure you understand the decision between a Medicare Advantage plan or a Medicare Supplement plan.
Medicare Basics
Medicare Part A: IN-PATIENT HOSPITAL CARE
Includes nursing facility care, nursing home care, hospice care, and home health services.
Medicare Part B: OUT-PATIENT MEDICAL CARE
Includes doctors, surgeons, lab expenses, and other out-patient charges.
Medicare Part C: Medicare Advantage Plans
Medicare Advantage plans offer a replacement of Original Medicare Parts A and B.
Medicare Advantage plans have low or even zero-dollar monthly premiums but there may be considerable co-pays and/or co-insurance as you use the plan services.
Medicare Part D: Prescription Drug Plans
Prescriptions plans can be confusing and there are many to choose from each year.
Because plans change every year, annual reviews are recommended. Ask an expert at 1-800-370-3889.